Newly Appointed Chief of Staff,

Press 11/07/2008 / President elect Obama has an appointment problem according to NLS borrowerhotline blog reports which posted the following ABC new release at press time - Newly appointed chief of staff,President-elect Barack Obama's newly appointed chief of staff, Rahm Emanuel, served on the board of directors of the federal mortgage firm Freddie Mac at a time when scandal was brewing at the troubled agency and the board failed to spot "red flags," according to government reports reviewed by ABCNews.com. According to a complaint later filed by the Securities and Exchange Commission, Freddie Mac, known formally as the Federal Home Loan Mortgage Corporation, misreported profits by billions of dollars in order to deceive investors between the years 2000 and 2002.

Emanuel was not named in the SEC complaint but the entire board was later accused by the Office of Federal Housing Enterprise Oversight (OFHEO) of having "failed in its duty to follow up on matters brought to its attention."

President-elect Barack Obama's newly appointed chief of staff, Rahm Emanuel, served on the board of directors of the federal mortgage firm Freddie Mac at a time when scandal was brewing at the troubled agency and the board failed to spot "red flags," according to government reports reviewed by ABCNews.com.

According to a complaint later filed by the Securities and Exchange Commission, Freddie Mac, known formally as the Federal Home Loan Mortgage Corporation, misreported profits by billions of dollars in order to deceive investors between the years 2000 and 2002.

Emanuel was not named in the SEC complaint but the entire board was later accused by the Office of Federal Housing Enterprise Oversight (OFHEO) of having "failed in its duty to follow up on matters brought to its attention."

STOP FORECLOSURE TODAY!

CAN YOU REALLY STOP FORECLOSURE !

Yes you can and the truth is -
You are in for the fight of your
life.

No lender will lay down and forgive
a mortgage that easy!

You can save your home from foreclosure.
And you will likley need all the
help you can get

So call Now!
We are trained professionals that
want to help!

Call us for a
FREE CONSULTATION
Even if your mortgage payments
are over 90 days or more behind!

We offer somthing that can
can get you caught up.


Just call 310-435-2628 to
speak with a complaince officer today!

Fight a foreclosure the legal and right way.
CAll a specialist from your area who will
contact and assit like with homeowners
who also have saveed their homes
from foreclosure.

Our staff is sincere and can
help guide you too.
Get the help you need to:

Foreclosure Abatment
Forebearance
Novation
Avoid bankruptcy
Protect your good credit rating
Get current on your mortgage payments
Safeguard your investment

TRY AT THE VERY LEAST TO
NOT WAIT UNTIL IT'S TOO LATE!

General Motors and buyout firm Cerberus Capital Management

GMAC, the finance company owned by General Motors and buyout firm Cerberus Capital Management, lost $2.52 billion in the third quarter, hurt by the housing slump and vehicle lease write-downs, and said Wednesday that its mortgage unit, one of the nation’s largest home loan providers, may not survive.

The loss, GMAC’s fifth straight quarterly decline, compared with a loss of $1.6 billion in the period a year earlier and brought GMAC’s losses since the middle of 2007 to $7.9 billion.

Its mortgage lending unit, Residential Capital, lost $1.91 billion in the quarter, its eighth consecutive quarterly loss. It has lost $9.1 billion in two years.
“Economic and market conditions created an unrelenting environment for our business,” the chief executive of GMAC, Alvaro de Molina. said in a statement. “In this climate, our primary objective is to make prudent use of our resources and take the steps needed to address the reduced access to liquidity.”

GMAC said the deteriorating housing market has made it tough for ResCap to maintain sufficient capital and liquidity. “Absent economic support from GMAC, substantial doubt exists regarding ResCap’s ability to continue as a going concern,” GMAC said.
The finance company’s results will hurt G.M., which still owns 49 percent of GMAC after selling the rest in 2006 to Cerberus. G.M. reports earnings on Friday.

GMAC has slashed its lending after losses soared because of the housing slump, tight credit markets, mounting customer defaults and falling vehicle sales.
It is seeking to become a bank holding company, and this week said it planned to restructure much of its debt, less than five months after completing a $60 billion refinancing.

Insurance was GMAC’s only profitable unit, with earnings of $97 million.

The right of rescission

making void or canceling. The right of rescission is a borrower's statutory right under the Truth-in-Lending law that allows borrowers who pledge their homes as collateral on a loan to rescind or cancel the loan within a three business day “cooling-off period” after closing. The right of rescission rules are part of Regulation Z, found at 12 CFR 226.23.

Your Loan was Sold and the Loan is Part of a broken Security

What is it going to take to get these lenders to stop foreclosing. They don't own YOUR LOAN. What they do own is the underlying securities. These securities are from a failed mortgage loan securitization offering.

NLS is confident these lenders are bluffing. If they are bluffing , there now exists the grounds for a rescission.

A loan rescission is defied as follows:

Rescission is generally the act of making void or canceling. The right of rescission is a borrower's statutory right under the Truth-in-Lending law that allows borrowers who pledge their homes as collateral on a loan to rescind or cancel the loan within a three business day “cooling-off period” after closing. The right of rescission rules are part of Regulation Z, found at 12 CFR 226.23.

The example herein refers to making void or canceling the borrower's loan. This is what needs to be done for the debtor who pledge their homes as collateral on a loan pledged into a security. The lender has actually sold your loan into a security that may no longer exist. If the security doesn't exist then the loan is out there floating around.

And now the lender wants to get your house back? Nope! It doesn't work that way!
Call us for more details. We are NLS ...Nationwide Loan Servicing

310-435-2628
925-550-1826


All persons must receive a copy of the material disclosures as well as 2 copies of the Notice of Right to Rescind. The right of rescission applies to any person who has an ownership interest in the principal dwelling being pledged, whether or not that person is a named borrower, or a party to the transaction.

310-435-2628 Foreclosure Telephone Hotline

A look at what's new
Fight Foreclosure's www.borrowerhotline.com (1)
Search Results,foreclosure, foreclosure, foreclosu... Search Results,foreclosure, foreclosure, foreclosure's, foreclosure bill, foreclosure bill's, foreclosure bill search, foreclosure and new bill, foreclosure senate bill, foreclosurehouse bill, foreclosure bill to, foreclosure bill won't, foreclosure bill ...
borrowerhotline - Google Blog Search (16)
Newsweek Samulson: Storyline Comments MSoliman / www.*borrowerhotline*.com/ Los Angeles, Calif / 10/19/2008 A Newsweek article posted today - We're probably already in recession? The facts are , retail sales dropped 1.2 percent. Housing collapse is really a banking disaster, *...*
Foreclosure News -Wall Street firms out of danger LOS ANGELES (*Borrowerhotline*.com) -- Wall Street firms were in danger of not being able to meet requests for redemption's from normally safe money market funds in which investors expect to get back at least as much as they put in. *...*
mortgage underwriting standards nls www.*borrowerhotline*.com. 877-732-7653. 2004 2007 2008 4 a aarp advocacy alaska and animals anniversary art at austin autumn babies baby beach beautiful benn birds birthday blue california camping car cat cats chapters christian city *...*
Fight a Foreclosure - Go to BorrowerHotline.com (30)
Myths and Facts about the Financial Crisis The conservative spin machine went into overdrive after the financial crisis exploded the claim that unregulated markets always work best. Talking points fed to sympathetic columnists and reporters told an ...

IMPORTANT ANNOUCEMENT:
Link to Stop Foreclosure PressRelease "Immediate" Los Angeles, CA /11 01 2008 Link to Stop Foreclosure (dateline) A director for a mortgage secondary markets aduiting group shares their views on the recent events impacting Wall Street and lenders. Maher Soliman is a outspoken ...

PROCEDURES FOR A FORECLOSURE
Description Definition Date Date Transmittal received by Foreclosureinfoshare Receipt of Declaration of Default 0 Prepare Notice of Default Client executing Declaration of Default 0 Recordation of Notice of Default Confirmation of Recording by Title ...

No More Pay-Option Mortgages

Compliance Examiner

Born and raised in Southern California, Soliman is career mortgage banking and private label securities professional. His practice is auditing closed whole loans as an “expert" witness and pre-litigation consultant.

Soliman is an experienced accounting professional and 20 year veteran of institutional bulk “whole “loan trading. Career highlights include CEO / COO Mortgage Guarantee CA, Partnering with Carl Icahn, Thrift executive in management with “John Anderson” / Bel Air Savings; (Anderson Graduate School of Management– UCLA) , Executive VP Anvil Financial; The Rippee Family (Privately held), REIT Partner Sierra Capital CAIT Funds I, II, GAAP, FASB, SEC private placements and disclosures.

1) Auditor analysis using RESPA and TILA criteria
2) State specific lender recovery limitations,
3) Standing ,core elements and grounds for rescission,
4) Audited reports conducted as an examiner
5) Lender violations under SEC rules.

Myths and Facts about the Financial Crisis

The conservative spin machine went into overdrive after the financial crisis exploded the claim that unregulated markets always work best. Talking points fed to sympathetic columnists and reporters told an alternate, racially tinged tale: poor people were to blame. In the mythos they created, the Community Reinvestment Act forced banks to “loosen underwriting standards” and to lend to the poor and those with poor credit, forcing Fannie Mae and Freddie Mac, the “800 pound gorilla in the room,” to careen down the path of bad loans, dragging other lenders with them. Incredibly, conservatives blame insufficient regulation of Fannie and Freddie, and cite the Clinton administration as the architect of the mortgage industry’s collapse.

Of course, none of this stands up to scrutiny. Here’s a guide to the most widely spun myths:
Myth #1: De-regulation had nothing to do with this crisis

The Facts

Conservative de-regulation left Wall Street with no cop on the beat. Bush’s conservative appointees rolled back regulation and oversight of banks, insurers, lenders, and credit raters. - The explosion in subprime loans after 2000 were made by unregulated mortgage companies, and the vast majority of them were issued to higher income borrowers, not low- to moderate-income borrowers. - The Gramm-Leach-Bliley Act of 1999 (GLBA) dismantled Depression-era law that had prohibited bank holding companies from owning other financial companies such as investment, commercial banking, and insurance companies. GLBA ignited a wave of mergers and hampered government regulators charged with preventing conflicts of interest and risky financial behavior.

Myth #2: Private lenders were pressured into giving out risky loans

The Facts

Private lenders—not the government-backed Fannie and Freddie—issued the vast majority of subprime loans, and to low- and moderate-income borrowers in particular. Fannie and Freddie did not guarantee and securitize large quantities of subprime loans. - In fact, Fannie Mae actually lost market share because it chose not to “participate in large amounts of these non-traditional mortgages in 2004 and 2005” because it “determined that the pricing offered for these mortgages often was insufficient compensation for the additional credit risk associated with these mortgages.” As economist Dean Baker stated, “Fannie and Freddie got into subprime junk and helped fuel the housing bubble, but they were trailing the irrational exuberance of the private sector….In short, while Fannie and Freddie were completely irresponsible in their lending practices, the claim that they were responsible for the financial disaster is absurd on its face—kind of like the claim that the earth is flat.” - In testimony before the House Committee on Oversight and Government Reform, Lehman Brothers CEO Richard Fuld acknowledged that Fannie and Freddie’s role in Lehman’s demise was “de minimis,” or so small that it does not matter.

Myth #3: Fannie Mae and Freddie Mac Caused the Crisis

The Facts

While some are attempting to scapegoat Fannie Mae and Freddie Mac, economist Dean Baker recently stated that while Fannie and Freddie “got into subprime junk and helped fuel the housing bubble,” they were “trailing the irrational exuberance of the private sector” and actually lost market share to private subprime lenders in the years 2002-2007, when “the volume of private issue mortgage backed securities exploded.” - In a 2006 Securities and Exchange Commission filing (available here) covering its activities in 2004, Fannie Mae stated: “We did not participate in large amounts of these non-traditional mortgages in 2004 and 2005.” In the report, Fannie Mae also noted the growth of subprime lending and reported, “These trends and our decision not to participate in large amounts of these non-traditional mortgages contributed to a significant loss in our share of new single-family mortgage-related securities issuances to private-label issuers during this period.” - Additionally, Lehman Brothers CEO Richard Fuld testified before the House Committee on Oversight and Government Reform on October 6, 2008, that Fannie and Freddie’s failure played a minimal role in Lehman’s demise.

Myth #4: The 1977 Community Reinvestment Act is to blame for the current financial crisis

The Facts

Several media figures have attempted to connect the financial crisis to the Community Reinvestment Act (CRA), originally passed in 1977 and since amended. However, according to housing experts, a large number of subprime loans were not made under the CRA, which applies only to depository institutions. Additionally, a study released earlier this year by a law firm specializing in CRA compliance estimated that in the 15 most populous metropolitan areas, 84.3 percent of subprime loans in 2006 were made by financial institutions not governed by the CRA.

However, the claim that the CRA is responsible for the current crisis ignores several crucial facts: - The CRA does not cover independent mortgage companies, which issued the vast majority of the loans underlying the crisis. The act applies only to depository banks and thrifts (savings and loan associations) that are federally insured. According to University of Michigan law professor Michael Barr in testimony before the House Financial Services Committee, just 20 percent of the subprime mortgages since the late 1990s were issued by CRA-covered lenders. Thus, 80 percent subprime loans were made by lenders not regulated by the CRA. - The CRA actually created more responsible lending. San Francisco Federal Reserve Bank President Janet L. Yellen rejected the “tendency to conflate the current problems in the subprime market with CRA-motivated lending,” and noted “that the CRA has increased the volume of responsible lending to low- and moderate-income households.” - The act was passed in 1977, well before the subprime loan bonanza occurred. In fact, the Bush administration’s weakening of the CRA coincided with the subprime boom. - Banks did not engage in an orgy of reckless subprime lending to meet CRA obligations; they did so for they same reason they always do: to make money. Only this time, deregulation allowed them to get paid not just for making the loans, but for turning them into securities and trading them (see below).

Myth #5: Progressives have opposed strengthening oversight over Fannie and Freddie
The Facts
Several media figures have accused progressives in Congress of opposing stronger oversight of two mortgage giants, Fannie Mae and Freddie Mac. In fact, Rep. Barney Frank (D-MA), chairman of the Financial Services Committee, and his predecessor, Rep. Michael Oxley (R-OH) made efforts to enhance regulatory oversight on Fannie Mae and Freddie Mac, including the Federal Housing Finance Reform Act of 2005 and sponsoring the Federal Housing Finance Reform Act of 2007. Both of these bills called for a new agency to oversee and regulate Fannie Mae and Freddie Mac.

Myth #6: Congress funded ACORN in the bailout package

The Facts

Numerous media figures reported that Congress tried to steer money to ACORN in the recent housing bailout bill. In fact, neither the draft proposal nor the final version of the bill contained any language mentioning ACORN.

Those making the false claim were misrepresenting a provision—since removed—that would have directed 20 percent of any profits realized on troubled assets purchased under the plan into two previously established funds: the Housing Trust Fund and the Capital Magnet Fund, which, under the law authorizing them, distribute funds through state block grants and through competitive application processes, respectively.

IMPORTANT ANNOUCEMENT: Link to Stop Foreclosure

PressRelease "Immediate" Los Angeles, CA /11 01 2008 Link to Stop Foreclosure (dateline) A director for a mortgage secondary markets aduiting group shares their views on the recent events impacting Wall Street and lenders. Maher Soliman is a outspoken critic and somewhat boisterous voice that demands the mortgage industry start to implement a real mortgage loan setlement plan. According to Soliman, "the sooner the better for determining actual losses from wrongfull and highly speculative securities dealings - -somthing needs to give, in other words.

FASB and FSP Reporting
The FASB issued FASB Staff Position (FSP) FAS 140-3, is as follws:

"Accounting for Transfers of Financial Assets and Repurchase Financing Transactions," to address repurchase financing transactions related to previously transferred financial assets.

A repurchase financing transaction occurs when a buyer (First Franklin and a Merill Lynch Partner) who are initial transferee of a financial asset obtains financing from the seller (Merill Lynch Operating Subsidiary i.e. Bank & Trust, the initial transferor) through a repurchase agreement.

Under this arrangment, the buyer transfers the financial asset back to the seller as collateral until the financing is repaid. The term repurchase agreement is described in paragraphs 96 and 97 of FASB Statement 140, Accounting for Transfers and Servicing of Financial Assets and Extinguishments of Liabilities. When a transfer of a financial asset and a repurchase financing occur between the same counterparties (or consolidated affiliates of either counterparty), a question arises as to whether the transactions should be viewed together or separately for purposes of evaluating the sale accounting criteria in Statement 140. This question first arose with respect to mortgage real estate investment trusts (REITs) but may have widespread application to a number of other entities, including those that buy financial assets and make use of repurchase financing from the seller and those that sell financial assets and provide repurchase financing to the buyer. Mortgage REITs, hedge funds, broker-dealers and banks may be parties to these transactions. Some entities may participate at different times as either buyers (initial transferees) or sellers (initial transferors).
B. Scope
The FSP applies to a repurchase financing which is a transaction in which the buyer (initial transferee) of a financial asset obtains financing from the seller (initial transferor) by transferring the financial asset back as collateral until the financing is repaid.
Typically, there are three transfers of financial assets that take place in a repurchase financing as discussed in the following table: Transfer
Transferor
Transferee
Initial transfer of financial assets with cash paid by buyer to seller
Seller (initial transferor), for instance a broker-dealer or bank
Buyer (initial transferee), for instance a customer such as a mortgage REIT or hedge fund
Transfer of financial assets to the lender (initial transferor) in a repurchase financing transaction with cash paid to the borrower (initial transferee)
Borrower under the financing (initial transferee)
Lender under the financing (initial transferor)
Transfer of financial assets in settlement of repurchase financing with borrower (initial transferee) making payment to the lender (initial transferor)
Lender (initial transferor) returns financial assets
Borrower (initial transferee) receives financial assets " If Soliman is correct in his assumptions, this could mean a long, very long winter for us all.

Material Misrepresentation
NLS or Nationwide Loan Services, LLC. is a compliance and due diligence firm that has purchased and sold over a billion in mortgages, subprime mortgage receivables, and loan servicing for over 20 years.

The Subprime mortgage loan collateralized programs were always vulnerable and they did not work back when NLS serviced and traded mortgage loans. I am talking about the late eighties and up tp today. I recall selling, mortgage’s to the likes of Westinghouse and Ford. It did not work back then we want to tell you it does not work now.

Now consider, “why the need to make such a bold and maybe boring statement?

I do so for one reason!

THIS IS THE MEANS FOR YOU TO CANCEL A LOAN OR GET BACK THE HOME YOU LOST.

The lender as determined by the promissory note is not a lender at all. It is a pass through certificate loan originator I partnership with an investment banking concern. The provider is who “originates” the debt from consumers. A lender or a bank has two or more capitalization rules and reg’s it must follow and that is what assures us of the misrepresentation.

This correspondence is simply called the Foreclosure "Link" How to Avoid a Foreclosure”. The subject is so convoluted and so complex that most will balk. Others try to repeatedly understand and to no avail. These questions will answer the question “What is NLS and what do we do?".
We are not counsel and do not represent to be such. We are not a "help you fix the problem" Internet de Novo run by mortgage brokers. We are experts in court case’s and act as an attorneys consultant and litigation specialty development firm who needs your help in correcting the mortgage mess that plagues the country.What’s the payoff to you? You may keep your home or get back the home you lost to a lender that may not be a lender at all or a "Party" allowed under federal guidelines to foreclose on you and your family.You need to register with us and that is for free. Our cost for processing your information is reasonable.

THE COST WE CHARGE HOWEVER IS NOT FOR PROFIT AND OUR EARNINGS WILL SHOW HOW WE OPERATE AT A LOSS.

Are we failing to disclose something here with regards to the public? If proven to date we are not clear on things, then let me disclose the following to all our clients.

We can show why and most importantly "where" the subprime mess is flawed with respect to liability for these obligations! In other words, the private label securities and mortgage loan origination platforms carried a heavy price in terms of its efficiency. The programs and products were destined to be abused for the sake of the securities and certificate holders (who I believe were also duped).

The business needed a "bull" or continually "propped up" housing market to keep it from collapse between periods of flat rates and zero growth in housing.

So does this all ring a bell?

Were you inclined to refinance or move up and purchase a more expensive home after the previous market and your involvement (loan origination) was at that time over?Our goal is as follows in accordance with the objectives listed below;

1.To get you out of foreclosure and out of an arguable obligation

2. To expose the subprime markets as a questionable origination and delivery platform.

3. Show consumers were the facts point to "huge" front end margins to the Wall Street sponsor's but were flawed in a sizable downward fall back and would cause an economic collapse. (Cause and not be a victim of - this is critical to understand).

4. To expose the industries weaknesses and flaws with regards to exposure and claim.

5. To protect American's barring an executive order and congressional and senate support for government intervention and preemption.

6. To make the arguments for a loan to be rescinded (removed) with an honest and integrity rich approach towards the sensitive condition of the investment firms, all people’s livelihoods and the need to correct the problem.

I want to emphasize in the last statement or line item 5 what is meant. We do consider the United States need to remain a viral and stronger economic leader and its efforts to bail out the investment banking firms who have now an unimaginable outstanding obligation to the world.

Your loan obligations over the recent years were the sources of capital flow into the economy and caused the domestic GNP to remain strong and for our World trade partners to prosper.

So now all we ask is to get the picture straight and to stop deceiving Americans at risk of losing their homes. Unfortunately for the economy, the truth is that if Americans are allowed to walk from their homes, the impact to the economy will be even more devastating that what you see now at hand.

That's not your fault. You did your part and now the mortgage industry, the Capitol markets investors ,the surety bond holders, title insurers and errors and omissions blanket providers and others paid premiums to ensure us IN times like this has arrived.That's who must make good on their promises and allow the credit rating agencies, investment bank securities sponsors and capital management firms purchasing these securities acknowledge once and for all - Subprime borrowers are not the problem - it's the defective loans you received that now must be returned to the place of purchase.

Thank you

Maher Soliman
Director
Senior Compliance Officer

P.s

No we never have or were willing to acknowledge something we are not. We do not negotiate modifications or workout under a lender terms and that's due to - -there is nothing valid to modify!

Complaince Case Study:

Nomura /Lehman/Aurora
Oct 31st 2008

The lender as determined by the promissory note is not a lender at all. It is a pass through certificate provider who nearly “originates” the debt from consumers.

These private label (non agency) business entities are fully disclosed in SEC memorandum filings and provide specific information with regards to the parties named on the promissory note as an originator, holding NO ASSETS, and under a repurchase and sale contract.

They do not act as a lender in any way other than appearance.

This deceptive means of operating is an attempt to mirror the efficiency of Fannie Mae and Freddie Mac in accordance with government guarantees and trading the assets to and from investors in that government secuired certificate.

Not as a lender and not as a lender. (definitions)

Aurora is a master Servicer who specializes in originating and servicing residential mortgage loans.Lehman Brothers Holdings Inc. (NYSE:LEH), the nation's fourth-largest investment bank, is under bankruptcy protection and has 'substantially' reduce its U.S. residential-mortgage lending business.

The investment house said the move will mostly affect its Aurora Loan Services business, which acts as its primary mortgage unit. Lehman will take a $40 million charge as part of the plan."

The collapse of Lehman Brothers is feared to leave Nomura to cover such losses on its own. Nomura fell into the red for the first time in nine years in fiscal 2007, with a group net loss of 67.8 billion yen, due to the disposition of 260 billion yen in losses resulting from the subprime loan crisis.

The value of certain world debt related securities (Icelandic securities)has established a potential claim under a disposition of assets by the parties as evidenced by value having fallen sharply recently, making it increasingly likely that Nomura's losses will worsen or cause it seek bankruptcy protection.

Nomura must cope with a potential loss resulting from a dip in the share price of a U.S. hedge fund management firm it financed. The risk of insolvency for so-called monoline bond insurers in the United States, with which Nomura has business deals, increased, inflicting additional (billion’s)in losses resulting from specific subprime related difficulties and overall crisis.

Aurora’s Master Servicing group is headquartered in Littleton, Colorado. As one of the nation’s largest master servicers of residential mortgage-backed securities, we are defined by our commitment to our Investors and our dedication to “solely” building master servicing partnerships that add unprecedented value for our clients.

Aurora as a facilitator to the investors, or beneficiaries, is solely acting as a master servicer that services and whose principle business is designed to do the following:
1. Evaluate the overall performance of the underlying servicers
2. Mitigate investor risk
3. Support post purchase due diligence

They have relationships with over 200 servicers, resulting in our boarding over 500,000 loans per year (as of 2005). This achievement reflects Aurora’s ability to effectively oversee the loan administration, investor reporting, compliance and default management activities of primary and special servicers.

PROCEDURES FOR A FORECLOSURE

Description Definition Date Date

Transmittal received by Foreclosureinfoshare Receipt of
Declaration of Default 0

Prepare Notice of Default Client executing Declaration of Default 0

Recordation of Notice of Default Confirmation of Recording by Title Company 1

Ten (10) Day Mailings Notice of Default Recordation 10

Thirty (30) Day Mailings Receipt of Trustee Sale Guarantee 30

Prepare Notice of Trustee's Sale End of three (3) month redemption period 91

Publication, Publishing &
Mailing of Trustee's Sale Preparation of Notice of Trustee's Sale 100

Recordation of Notice
of Trustee's Sale Confirmation of Recording by Title Company 106

Reinstatement right ends Five (5) days prior Trustee's California Civil
CodeSec.2924c

Trustee's Sale Receipt of bidding instructions and clearance
from title company 120

Final Title Trustee's Deed record 125

NLS Offers the Link to Avoid Foreclosure

Hello,

I am Maher Soliman a director with NLs or nationwide Loan Services. NLS is a compliance and due diligence form that has purchased and sold over a billion in mortgages, sub prime mortgages for over 20 years.

Folks, the program did not work back when we traded mortgage loans to Westinghouse and Ford and we want to tell you it does not work now.

So why the need to make such a bold and maybe boring statement? I do so for one reason! THIS IS THE MEANS FOR YO TO CANCEL A LOAN OR TO GET BACK THE HOME YOU LOST.

This foreclosure "Link" to Avoid Foreclosure is so convoluted and so complex that most will balk at it while others try to repeatedly understand and to no avail.

This will no answer the question"What is NLS ?" and "What do we do?".
We are not counsel and do not represent to be such. We are not a "help you fix the problem" Internet de Novo run by mortgage brokers. We are experts in court case and a litigation development firm who needs your help in correcting the mortgage mess that plagues the country.

Whats the payoff to you. Keep your home or get back the home you lost to a lender that may not be a lender at all or a "Party" allowed under federal guidelines to foreclose on your and your family.

You need to register with us and that is for free. Our cost for processing your information is reasonable . THE COST WE CHARGE HOWEVER IS NOT FOR PROFIT AND OUR EARNINGS WILL SHOW HOW WE OPERATE AT A LOSS.

Are we failing to disclose something here with regards to the public. If proven to date to be yes, then let me disclose the following to all our clients. We can show why and most importanly "where" the sub prime mess is falwed with repsect to liability fro these obligations! In other words, the private lable securities and mortgage laon orgination platfroms carried a heavy price in tetrms of its efficiency. The programs and products were detined to be abused for the sake of the securities and certifiacte holders (who I beleicve were also dupped). The business needed a "bull" or continually "propped up" housing market to keepp it fromcollapse between periods of flat rates and zero growth in housing. So does this all ring a bell?

Were you inclined to refiance or move up and purchase a more expensive home after thinkg the previous market and you invovlment (loan orgination) was at that time over?

Our goal is as follows in accordance with the objectives lised below;

1.To get you out of foreclosure and out of an arguable obligation
2. To expose the sub prime markets as a questionable origination and delivery platform.
3. Show consumers were the facts point to "huge" front end margins to the Wall Street sponsor's but were flawed in a siazable downward fall back and would cause an econmic collapse. (Cause and not be a victim of - this is critical to understand).
3. To expose the industries weaknesses and flaws with regards to exposure and claim.
4. To protect American's barring an executive order and congressional and senate support for government intervention and preemption.
5. To make the arguments for a loan to be rescinded (removed) with an honest and integrity rich approach towards the sensitive condition of the investment firms, all peoples livelihoods and the need to correct the problem.

I want to emphasize in the last statement or line item 5 what is meant. We do consider the United States need to remain a viral and stronger economic leader and its efforts to bail out the investment banking firms who have now a unimaginable outstanding obligation to the world.

Your loan obligations over the recent years were the sources of capital flow into the economy and caused the domestic GNP to remain strong and for our World trade partners to prosper.

So now all we ask is to get the picture straight and to stop deceiving Americans at risk of losing their homes. Unfortunately for the economy, the truth is that if Americans are allowed to walk from their homes, the impact to the economy will be even more devastating that what you see now at hand.

That's not your fault. You did your part and now the mortgage industry, the Capitol markets investors ,the surety bond holders, title insurers and errors and omissions blanket providers and others paid premiums to ensure us n times like this has arrived.

That's who must make good on their promises and allow the credit rating agencies, investment bank securities sponsors and capital management firms purchasing these securities acknowledge once and for all - Sub prime borrowers are not the problem - it's the defective loans you received that now must be returned to the place of purchase.

Thank you

Maher Soliman
Direcetor
Senior Compliance Officer

P.s No we never have or were willing to acknowledge something we are not. We do not negotiate modification's or workout under a lender terms
and that's due to - -there is nothing valid to modify!